If you don't have renters insurance you need it. Please get some today! It doesn't cost very much a year. Ours is cheaper than our the upgrade on our internet a month.
Benefits of Renters Insurance:
- Protection in case of fire, vandalism, and other disasters.
- What if your toilet explodes while your out on a date and you come home to a pool in your house? Yep, insurance covers that!
- Coverage of personal possessions during shipment (moving) or storage.
- Travel (luggage and other items can be covered in some policies)
- Legal protection if someone is injured on your property and decided to sue.
- Get started by knowing your possessions and how much you own. http://www.knowyourstuff.org
Best wishes! Get your things insured so you know that they covered currently just in case of disasters and for the future when you move. Accidents happen when you move especially when you DITY or with movers they aren't always extremely careful with your things.
Edit 8/12/2012
I have my nice jewelry on "riders". Most insurance only covers $2,500 for jewelry or less. Its really important to have your nice pieces such as engagement rings, diamond earrings, heirloom pieces, and whatever you have covered for their replacement value.
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